This Guidance helps you modernize your record retention to extract value from your data, while staying compliant with record-keeping rules from the U.S. Securities and Exchange Commission (SEC), Commodity Futures Trading Commission (CFTC), and the Financial Industry Regulatory Authority (FINRA). Financial service institutions (FSIs) are expected to have compliant record retention. FSIs often satisfy record retention requirements by using on-premises legacy storage solutions which do not scale, require constant hardware and software refreshes, and do not allow end-customers to easily access the data. With this Guidance, you can use cloud-native services for storing, processing, and monitoring access to data, so analysts, data scientists, and other stakeholders can work with the data while staying in compliance with regulators.